Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$259,990

300 PALMETTO RIDGE Road, St. Augustine, FL 32095

STOKES LANDING

Price
$259,990
Beds / Baths
2 / 3
Living area
1,109 sqft
Year built
2026
Type
Townhouse
Lot
Garage
0
HOA
$117/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
95
Elementary
Palencia
Middle
Pacetti Bay
High school
Allen D. Nease

READY NOW! Includes screened lanai, fridge, washer/dryer & blinds!! The Jackson townhome is a smartly designed floor plan that proves great living can come in an efficient footprint, offering approximately 1,109 square feet of well-organized space with two bedrooms and 2.5 bathrooms. This inviting two-story layout creates a comfortable balance between open living areas and private retreats, making it ideal for first-time buyers, downsizers, or anyone seeking low-maintenance living. The main level features a welcoming kitchen that opens directly into the living room, creating a connected space that works beautifully for both everyday routines and entertaining. The kitchen includes a generous bar that provides extra counter space for meal prep, casual dining, or hosting guests while you cook. Sliding glass doors fill the living area with natural light, brightening the home and enhancing the sense of openness throughout the day.

What to check on this one

  • Verify flood zone designation and elevation certificate requirement with St. Johns County appraiser.
  • Confirm HOA $117/mo covers what; request CC&Rs, reserve study, any pending assessments.
  • Inspect roof/HVAC systems; confirm builder warranty terms and transferability to buyer.
  • Review builder's short-term rental policy; confirm STR eligibility if you plan to rent.
  • Walk through all appliances included (fridge, washer, dryer); get serial numbers and warranties.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,349/mo
Property tax (1.1% eff., St. Johns Co.)$238/mo
Homeowners insurance (est.)$292/mo
HOA$117/mo
All-in monthly (est.)$1,996/mo

Loan $207,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of D R HORTON REALTY INC. Data via realMLS (Northeast Florida MLS), updated Jul 27, 2026, 7:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.