$699,000
5406 MARY Avenue, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
American Beach
- Price
- $699,000
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 0.24 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 137
Rare Double Lot Opportunity in Historic American Beach -- Build Your Coastal Retreat. Discover a truly exceptional opportunity at the end of Mary Avenue in Historic American Beach on Amelia Island -- a rare double lot offering privacy, flexibility, and the chance to create something truly special. Tucked away in a quiet setting, this expansive homesite backs to a serene pond and is framed by a beautiful natural tree canopy, creating a peaceful, Old Florida backdrop that is increasingly hard to find. Just a short stroll to the beach, this location offers the perfect balance of seclusion and coastal convenience. With two lots combined, the possibilities are elevated -- design a custom primary residence, a luxury vacation home, or an investment property with added space and privacy. Opportunities like this are limited in American Beach, where charm, history, and proximity to the ocean continue to drive strong demand. Valuable improvements are already in place, including no impact fees and
What to check on this one
- Verify flood zone designation with Nassau County Property Appraiser—critical for insurability and lending.
- Confirm no impact fees claim in writing; verify with City of Fernandina Beach development services.
- Check title for easements, covenants, or deed restrictions affecting lot use or building footprint.
- Obtain survey showing exact lot boundaries, pond setbacks, and buildable area on both parcels.
- Verify utilities available (water, sewer, electric, gas) and connection costs to Mary Avenue.
- Confirm zoning allows intended use; request written letter from City Planning & Zoning.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $559,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of SUMMER HOUSE REALTY. Data via realMLS (Northeast Florida MLS), updated Apr 20, 2026, 6:50 PM.
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