Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$619,990

97019 MCGIRTS CREEK Loop, Yulee, FL 32097

Mcgirts Creek

Price
$619,990
Beds / Baths
4 / 3
Living area
2,704 sqft
Year built
2026
Type
Residential
Lot
Garage
3
HOA
$71/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
135

$229/sqft asking, vs a $186/sqft median across 933 closed sales in 32097 over the last 12 months — 23% above the area's closed prices. Condition and lot vary; that's what a showing is for.

The Durbin-II. This brand-new single-level ranch by Drees Homes, offering 2,800SF of thoughtfully designed living space. This beautiful home features 4 spacious bedrooms, 3 full baths, and a 3- car garage. Situated on an oversized lot that backs up to preserves, you'll enjoy privacy and the natural views. The open-concept layout offers a gourmet kitchen, quartz countertops, upgrade 42'' cabinets, laminate wood flooring in all the common areas, a luxurious owner's suite, and elegant finishes throughout.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Verify HOA $71/mo covers what; confirm no special assessments pending.
  • Review builder warranty terms and transfer eligibility to you.
  • Inspect all appliances, HVAC, and plumbing systems for defects.
  • Walk lot perimeter; confirm preserve buffer and drainage patterns.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,217/mo
Property tax (1.1% eff., Nassau Co.)$568/mo
Homeowners insurance (est.)$362/mo
HOA$71/mo
All-in monthly (est.)$4,218/mo

Loan $495,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DREES REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 7:33 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.