Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$150,000

395 DURAY Court, Jacksonville, FL 32208, Jacksonville, FL 32208

North Shore Gardens

Price
$150,000
Beds / Baths
3 / 2
Living area
967 sqft
Year built
1941
Type
MultiFamily
Lot
0.13 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
134

Charming income-producing property in an established Northside Jacksonville neighborhood! This unique property features a 967 sq. ft. main home plus a 210 sq. ft. detached efficiency unit, offering flexibility for investors, owner-occupants, or multi-generational living. The main residence offers classic character with a functional floor plan, spacious living area with fireplace, two bedrooms, one bath, indoor laundry room, and separate dining space. The detached efficiency includes its own kitchenette and bath, making it ideal for rental income, guest accommodations, home office, or studio space. Driveway parking and mature surroundings, this property combines charm, versatility, and upside potential. The main home is currently tenant occupied on a month-to-month lease, providing immediate income with future options for owner occupancy or repositioning. Interior photos reflect current occupant

What to check on this one

  • Verify roof age and condition; expect 4-point inspection requirement at 85 years old.
  • Confirm flood zone via FEMA map; get elevation certificate if AE/VE zone.
  • Document plumbing type (polybutylene/cast-iron risk pre-1995); budget for updates.
  • Review current tenant lease terms, rent amount, and month-to-month exit strategy.
  • Inspect foundation, foundation settlement, and structural integrity given 1941 construction.
  • Verify detached efficiency legal status: permitted ADU, rental licensing, local code compliance.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$778/mo
Property tax (1.1% eff., Duval Co.)$138/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,208/mo

Loan $120,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LPT REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Jun 8, 2026, 5:21 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.