$540,000
2163 ST MARTINS Drive W, Jacksonville, FL 32246
Kensington Gardens
- Price
- $540,000
- Beds / Baths
- 4 / 3
- Living area
- 2,855 sqft
- Year built
- 1993
- Type
- Residential
- Lot
- —
- Garage
- 2
- HOA
- $73/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 160
- Elementary
- Abess Park
- Middle
- Landmark
- High school
- Sandalwood
$189/sqft asking, vs a $208/sqft median across 891 closed sales in 32246 over the last 12 months — 9% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to Kensington, one of Jacksonville's most sought-after communities, celebrated for its exceptional location and resort-style amenities. This beautiful 4-beds, 2-baths, 2-car garage home offers the perfect blend of comfort, flexibility, and Multi-generational living. A standout feature is the attached Accessory Dwelling Unit (ADU) with its own private entrance, kitchenette, full bath, separate ac, water heater and washer-dryer hook-up ideal for extended family, a home office, or art studio. The spacious floor plan has high ceilings, plantation shutters, crown moldings all throughout. Exterior has brick sidings and new roof installed March 2026. Located minutes from St. Johns Town Center, Mayo Clinic, Jax Beaches, top-rated schools, shopping, dining, and major highways, this home offers both convenience and lifestyle. Residents enjoy community amenities, including a junior Olympic-sized swimming pool, tennis & basketball courts, playground, scenic lakes and walking areas.
What to check on this one
- Verify flood zone designation—obtain FEMA map or Property Appraiser report immediately.
- Confirm new roof installation date (March 2026) and obtain warranty documentation from contractor.
- Review HOA covenants for ADU/in-law suite rental restrictions and permitted use.
- Request HOA financial statements, reserve study, and current fee structure.
- Verify ADU separate utilities (AC, water heater, washer hookup) are independently metered/serviced.
- Pull 4-point inspection report given 1993 build year for insurance eligibility.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $432,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 16, 2026, 6:42 AM.
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