Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$549,000

128 UNION HILL Drive, Ponte Vedra, FL 32081

Pioneer Village

Price
$549,000
Beds / Baths
3 / 2
Living area
2,026 sqft
Year built
2021
Type
Residential
Lot
0.2 ac
Garage
2
HOA
$79/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
129
Elementary
Pine Island Academy
Middle
Pine Island Academy
High school
Allen D. Nease

$271/sqft asking, vs a $280/sqft median across 1,361 closed sales in 32081 over the last 12 months — 3% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Move-in ready and built in 2021, this 3-bedroom, 2-bath home sits on a private corner lot in Pioneer Village at Nocatee, with preserve views, partial pond views, and golf cart-friendly access to Nocatee's parks, trails, and amenity centers. Zoned for Sabal Crest Academy, the new K-8 school opening for the 2026-2027 school year, and part of St. Johns County School District, Florida's number one-ranked school district. Inside, an open-concept layout connects the living, dining, and kitchen areas, anchored by a large center island, a gas range, stainless steel appliances, a tile backsplash, and abundant cabinet space. A separate home office offers dedicated space for remote work or study adjacent to the main living area. Plantation shutters and new carpet round out the interior. Step outside to an extended patio and screened lanai, ideal for year-round Florida living, with a fenced backyard offering partial pond views. The oversized driveway provides exceptional guest parking, a rare find in Nocatee. Golf cart-friendly streets put you roughly 0.6 miles from Crosswater Park, with access to a community pool, pickleball courts, lap pool, splash park, spray park, and fitness amenities. Nocatee Town Center shopping and dining are minutes away, with Ponte Vedra Beach a short drive from your front door.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Confirm CDD bond payoff amount and remaining assessment obligation.
  • Review Pioneer Village / Nocatee HOA documents and rental restriction policies.
  • Inspect roof warranty details and confirm 2021 installation date with builder.
  • Pull 4-point inspection report; verify all systems documented for insurer approval.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,849/mo
Property tax (1.1% eff., St. Johns Co.)$503/mo
Homeowners insurance (est.)$320/mo
HOA$79/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,918/mo

Loan $439,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 15, 2026, 5:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.