$329,000
3196 LITCHFIELD Drive, Orange Park, FL 32065
Oakleaf Plantation
- Price
- $329,000
- Beds / Baths
- 4 / 2
- Living area
- 1,673 sqft
- Year built
- 2003
- Type
- Residential
- Lot
- 0.24 ac
- Garage
- 2
- HOA
- $8/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 113
- Elementary
- Oakleaf Village
- Middle
- Oakleaf Jr High
- High school
- Oakleaf High School
Welcome to this beautifully upgraded lakeside home, featuring custom pavers in the front and back and a bright interior with upgraded lighting throughout. Enjoy gleaming hardwood floors, ceramic tile in main areas, and plush carpet in the bedrooms. The living space is highlighted by a hand-built stone gas fireplace, perfect for relaxing or entertaining. The spacious primary suite offers a tray ceiling, walk-in closet organizer, and a luxurious bath with both tub and separate shower, plus serene lake views. Step outside to a fenced backyard with a paved patio overlooking the water. Additional upgrades include a newer AC (2020), a 2026 roof, and a new microwave--providing comfort and peace of mind. Preferred lender will offer 1% of the loan amount towards buyer's closing costs assistance and rate buydown.
What to check on this one
- Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
- Confirm CDD bond payoff amount and remaining assessment obligations.
- Request 4-point inspection report; roof is 2026 (verify install date and warranty).
- Obtain AC maintenance records; unit installed 2020 per listing.
- Review HOA documents for rental restrictions and any special assessments.
- Confirm lender closing cost assistance terms in writing before offer.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $263,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 12:45 PM.
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