Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$525,000

6519 NEALE Road, Melrose, FL 32666, Melrose, FL 32666

Melrose

Price
$525,000
Beds / Baths
4 / 2
Living area
2,138 sqft
Year built
1986
Type
Residential
Lot
3 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
57

Welcome to your private slice of North Florida living where space and serenity come together on 3 beautiful acres in Melrose, Florida. This well maintained 4 bed, 2 bath home features a split floor plan with over 2100 sq ft of comfortable living space. The living room is stunning with vaulted wood ceilings, tons of natural light, and a cozy fireplace that really gives the home character. The kitchen offers wood cabinets, stainless steel appliances, and bar seating, along with a dining room. The primary suite is spacious and includes a nice bathroom with dual vanities and a tiled walk in shower. A bright sunroom overlooks the pool area, adding extra space and a great spot to relax. Step outside to enjoy the in-ground pool, renovated in 2023, with a mix of open yard and mature trees. The garage features a built-in bar, offering flexibility for a workshop, recreation space, or entertaining space. One of the BIGGEST highlights is the private access to Lily Lake. This spring fed, sandy bottom lake is known for its clear water and is ideal for boating, skiing, kayaking, and fishing. The deeded access is located at the end of the road and offers a quiet setting where you can enjoy the water and the wildlife. If you've been looking for acreage, privacy, and a pool home with character and tons of space, this one is definitely worth the look!!

What to check on this one

  • Verify roof age and condition; 1986 home may need inspection or replacement soon.
  • Obtain 4-point inspection and wind-mitigation report—required for insurance quotes on 40-year-old home.
  • Confirm exact flood zone with FEMA map; get elevation certificate if in AE/VE.
  • Request pool renovation documentation (2023); verify permits, warranty, and current maintenance costs.
  • Confirm Lily Lake deeded access details in title; verify easement/riparian rights clarity.
  • Inspect plumbing type (age 1986); cast-iron or polybutylene issues common in this era.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,724/mo
Property tax (1.1% eff., Clay Co.)$481/mo
Homeowners insurance (est.)$306/mo
All-in monthly (est.)$3,511/mo

Loan $420,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CW REALTY. Data via realMLS (Northeast Florida MLS), updated Jun 15, 2026, 3:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.