Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$415,000

4207 CHERRY LAKE Lane, Middleburg, FL 32068

Linda Lakes

Price
$415,000
Beds / Baths
4 / 3
Living area
2,505 sqft
Year built
2019
Type
Residential
Lot
0.18 ac
Garage
2
HOA
$138/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
125
Elementary
Tynes
Middle
Wilkinson
High school
Middleburg

$9,000 BUYER INCENTIVE + NO CDD FEES! Welcome to this beautifully maintained, like-new home in the desirable gated community of Linda Lakes! This spacious 4-bedroom, 3-bath home offers 2,505 sq. ft., a 2-car garage, and a versatile three-way split floor plan designed for privacy and flexibility. The upstairs bedroom with private bath is perfect for an in-law suite, guest retreat, or private getaway. Bright, open living spaces feature 10-foot ceilings, elegant tray ceilings in the living room and primary suite, updated fixtures, and thoughtful upgrades throughout. The spacious gathering room opens to a large screened lanai, ideal for relaxing or entertaining year-round. A black aluminum fence adds style and privacy to the backyard. Seller is offering $9,000 toward a 2-1 interest rate buydown, buyer prepaids and/or allowable closing costs, plus a 1-year home warranty up to $600. Don't miss this exceptional opportunity in Linda Lakes!

What to check on this one

  • Verify flood zone designation—FEMA map shows unknown; get elevation certificate if AE/VE
  • Confirm roof age and get 4-point inspection; home is 7 years old, insurer may require it
  • Review HOA documents—$138/mo; verify in-law suite compliance with rental restrictions
  • Inspect plumbing materials; 2019 build should be PEX but verify no polybutylene
  • Confirm $9,000 buydown terms—preapproval letter required; verify 1-year warranty coverage limits

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,153/mo
Property tax (1.1% eff., Clay Co.)$380/mo
Homeowners insurance (est.)$292/mo
HOA$138/mo
All-in monthly (est.)$2,963/mo

Loan $332,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 8:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.