Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$2,095,000

73 CORTEZ Avenue, St. Augustine, FL 32080, St. Augustine, FL 32080

Cortez on the Water

Price
$2,095,000
Beds / Baths
4 / 4
Living area
2,867 sqft
Year built
2024
Type
Condo
Lot
Garage
2
HOA
$1,278/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
137
Elementary
R. B. Hunt
Middle
Sebastian
High school
St. Augustine

$731/sqft asking, vs a $373/sqft median across 324 closed sales in 32080 over the last 12 months — 96% above the area's closed prices. Condition and lot vary; that's what a showing is for.

A significant price improvement presents an exceptional opportunity to own one of St. Augustine's premier direct waterfront residences. Endless water views from all three levels and the rooftop terrace-where the gentle sounds of the Atlantic Ocean can be heard-an upgraded deeded boat slip, and a thoughtfully curated collection of upgrades come together in this exceptional residence within Cortez on the Water, where an effortless connection to the water is felt throughout. Thoughtfully enhanced with high-end custom details and designer finishes, and complemented by a private in-unit elevator servicing every floor, the home seamlessly blends sophisticated coastal living with functionality, comfort, and ease. The Intracoastal serves as a constant backdrop throughout the home, with uninterrupted waterfront views shaping the experience from nearly every vantage point. From the upper levels, the views extend outward to expansive sky and horizon, while the rooftop terrace offers a more immersive setting where, on quieter evenings, the distant sounds of ocean waves can be heard. For those who value life on the water, the community marina provides deep-water, navigable access to the ocean, complemented by an upgraded deeded boat slip featuring 50-amp service, an expanded 15-foot width, and three additional pilings already secured for future configuration. Inside, the home reflects a cohesive, design-forward aesthetic shaped by extensive upgrades and carefully considered selections. Restoration Hardware lighting introduces architectural presence throughout, including a sculptural halo-style fixture above the expanded quartz island and a cascading vertical feature along the stairway that creates a soft interplay of light and texture. Upgraded flooring and refined finishes reinforce a clean, composed interior. The top-floor living space is defined by light, proportion, and orientation, anchored by a kitchen that balances presence with precision. A premium Viking appliance package includes a professional-grade range with custom hood, dual dishwashers, and integrated beverage and coffee stations with additional refrigeration and wine storage. The primary suite offers a quieter retreat, framed by water views and direct balcony access, and complemented by a custom-designed walk-in closet. A series of waterfront-facing balconies extends across each level, from the first through the third, each capturing expansive Intracoastal views, including one just off the kitchen and dining area where the St. Augustine Lighthouse comes into view. The rooftop terrace introduces an additional layer of living, while elevator access to every level reinforces ease and continuity throughout. Additional features include a whole-house generator, dual EV charging stations, and tankless water heating. Residents enjoy a private marina, waterfront pool and spa, and a setting just moments from historic downtown St. Augustine where dining, boutique shopping, and culture are part of the everyday landscape-as well as the beaches of Anastasia and Anastasia State Park, creating a lifestyle defined by both access and atmosphere. This is a residence where perspective, design, and access come together, offering a refined and complete waterfront living experience.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for waterfront property.
  • Review condo SIRS/milestone reports; confirm reserve funding and special assessments.
  • Inspect HOA governing docs for short-term rental restrictions and deed boat slip terms.
  • Confirm boat slip deed transfer, maintenance costs, and marina access rights in writing.
  • Request condo insurance quotes; verify insurer willingness to cover waterfront unit.
  • Walk through all three levels and rooftop; test private elevator operation and safety.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$10,871/mo
Property tax (1.1% eff., St. Johns Co.)$1,920/mo
Homeowners insurance (est.)$1,222/mo
HOA$1,278/mo
All-in monthly (est.)$15,291/mo

Loan $1,676,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HOUSE & HAVEN. Data via realMLS (Northeast Florida MLS), updated Jul 6, 2026, 7:19 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.