Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$399,000

582 AQUATIC Drive, Atlantic Beach, FL 32233, Atlantic Beach, FL 32233

Aquatic Gardens

Price
$399,000
Beds / Baths
2 / 1
Living area
1,404 sqft
Year built
1985
Type
Townhouse
Lot
0.28 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
134
Elementary
Atlantic Beach
Middle
Mayport
High school
Duncan Fletcher

$284/sqft asking, vs a $259/sqft median across 64 closed sales in 32233 over the last 12 months — 10% above the area's closed prices. Condition and lot vary; that's what a showing is for.

OPEN HOUSE Saturday 8/22 11am-2pm! Affordable Beach Living is BACK--and there's even more value! This beautifully maintained 2-bedroom, 1-bath single-family patio home is truly move-in ready and offers comfort, efficiency, and exceptional outdoor space. No HOA fees. No CDD fees. Plus, the Seller is offering to contribute $5,000 toward the Buyer's closing costs!The open floor plan features thoughtful upgrades, including porcelain tile in the kitchen and bath, a brand-new roof, and double-pane Low-E windows for improved energy efficiency and reduced outside noise. The updated bathroom features a new tub, tile, and modern fixtures. The spacious kitchen offers abundant cabinetry, pantry storage, new countertops, and upgraded appliances, opening to a cozy family room with French doors leading to a 400-square-foot air-conditioned Florida room--perfect for relaxing or entertaining year-round. Step outside to enjoy an 18-foot circular patio and expansive ¼-acre fenced backyard with room to make it your own. Add a pool, create a pickleball court, garden, or park your boat or RV with ease. Located just minutes from the Atlantic Ocean and Beaches Town Center, this is the perfect opportunity to enjoy the beach lifestyle without HOA or CDD fees. Move-in ready, beautifully maintained, and offering exceptional value--this could be the beach starter home you've been waiting for!

What to check on this one

  • Verify roof installation date and warranty documentation—new roof noted.
  • Pull flood zone designation and elevation certificate from county.
  • Request 4-point inspection report (home is 41 years old).
  • Confirm plumbing materials—check for polybutylene or cast-iron given 1985 build year.
  • Obtain HOA/condo governing docs and CC&Rs for patio home community rules.
  • Review seller's $5,000 closing-cost contribution terms in writing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,070/mo
Property tax (1.1% eff., Duval Co.)$366/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,728/mo

Loan $319,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 6:55 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.