Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$500,000

113 FEDERAL POINT Road, East Palatka, FL 32131

Metes & Bounds

Price
$500,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
2.97 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
137

2.97 acres on the St. Johns River, positioned high on a bluff for elevated views and a truly unique homesite. Tucked away behind a long private driveway, this property offers exceptional privacy and is already improved with well, septic, and power. A rare opportunity to create a custom riverfront estate or peaceful getaway with expansive water views and room to spread out.

What to check on this one

  • Confirm flood zone designation and obtain FEMA flood map for St. Johns River bluff elevation.
  • Verify well and septic system permits, inspection records, and maintenance history.
  • Obtain elevation certificate to establish exact height above base flood elevation.
  • Confirm power line easements, private driveway maintenance responsibility, and access rights.
  • Review Putnam County zoning for permitted uses and any riverfront / environmental setback restrictions.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,594/mo
Property tax (1.1% eff., Putnam Co.)$458/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,344/mo

Loan $400,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of IHEART REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 9:26 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.