Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$665,000

2411 HALPERNS Way, Middleburg, FL 32068, Middleburg, FL 32068

Black Creek Park

Price
$665,000
Beds / Baths
5 / 4
Living area
3,130 sqft
Year built
1980
Type
Residential
Lot
3.23 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
107
Elementary
Middleburg
Middle
Wilkinson
High school
Middleburg

$212/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 18% above the area's closed prices. Condition and lot vary; that's what a showing is for.

✨ Private 5th Bedroom Retreat with Income Potential ✨ waterfront living meets flexibility and comfort along the scenic banks of Black Creek. This property features a private 5th bedroom retreat with its own entrance, half bath, closet, and bonus space, ideal for a guest suite, home office, multi-generational living, or possible future Airbnb/rental opportunity. Enjoy direct water access with a private dock and rope swing, perfect for kayaking, fishing, canoeing, or relaxing in your own backyard oasis. Inside, the home offers bright living spaces, a functional layout, and a well-appointed kitchen with ample counter space and storage. where everyday living feels like a private waterfront retreat. Located in a desirable community along the scenic banks of Black Creek, this home offers a rare opportunity for peaceful, true waterfront living.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for Black Creek waterfront property
  • Confirm roof age and condition; 46-year-old home may trigger insurance underwriting issues
  • Inspect septic system capacity and service records—critical for multi-unit/rental-use scenarios
  • Review 4-point inspection and wind-mitigation report; required by most insurers on 1980 construction
  • Confirm short-term rental (Airbnb) eligibility with Clay County—no HOA, but county rules apply
  • Get Phase I environmental and dock/riparian rights documentation from seller

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,451/mo
Property tax (1.1% eff., Clay Co.)$610/mo
Homeowners insurance (est.)$388/mo
All-in monthly (est.)$4,449/mo

Loan $532,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 11, 2026, 1:49 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.