$1,180,000
10440 SYLVAN Lane W, Jacksonville, FL 32257
Sylvan Bluff
- Price
- $1,180,000
- Beds / Baths
- 4 / 4
- Living area
- 4,136 sqft
- Year built
- 1972
- Type
- Residential
- Lot
- 0.43 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 134
Situated at the front of a quiet cul-de-sac, this unique lot presents a rare opportunity - nature-infused privacy, combined with waterfront living. Get ready to enjoy sunsets over the St John's River from your living room and pool! 10440 Sylvan Lane West sits under a canopy of majestic live oaks, safely elevated above a navigable canal, leading directly into the St. Johns River. Unlike most homes on the St. Johns, this home does NOT require flood insurance! Enjoy waterfront living, without the premium. The result is thousands in savings annually. Enter through the striking new double front doors to discover the sprawling layout of this newly painted brick ranch. The home's interior features 4 bedrooms and 3.5 baths. In addition, there is a dedicated office, accessed through large sliding barn doors. A large spacious master suite, which is quietly tucked away and separated from the living spaces. A large laundry/mudroom and separate walk-in pantry off of the large open kitchen. The kitchen opens into a dining room with large windows with riverfront views, and brand-new french doors leading out back. Step out into the outdoor entertainer's dream with a large screened pool, outdoor kitchen and expansive pool deck. Bring your boat! Just steps from the back door, discover your very own private boat dock on the navigable canal, where the sellers have added a 15,000 lb automated boat lift. Bring your outdoor entertaining inside, to the large yet cozy living room with additional access to the pool deck. This space is lined with elegant built-in shelving, a brick wood-burning fireplace and a wet-bar. Movie lovers will love the separate dedicated theater room, outfitted for a short-throw cinema projector - in which the 120' screen conveys with the home. Enjoy ample storage with a detached 2-car garage with storage room in the rear - connecting to the house via a covered walkway. Sellers have added luxury vinyl plank flooring throughout the living spaces. Fresh paint throughout and a newly painted exterior. The pool pump was replaced last year. Don't miss this rare combination of river access, privacy, and exceptional outdoor amenities -- schedule your showing starting 4/22!
What to check on this one
- Verify flood zone designation with FEMA—claim of no flood insurance required needs written proof.
- Get 4-point inspection + wind-mitigation report; roof/HVAC age critical at 54 years old.
- Confirm elevation certificate on file if waterfront; validate insurer acceptance in writing.
- Have septic system inspected and pumped records reviewed; well water tested.
- Hire marine surveyor to assess canal/seawall condition and navigability claims.
- Verify pool permit, equipment age, and current maintenance/safety compliance documentation.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $944,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 2:56 PM.
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