Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$199,000

120 PEACH Avenue, Hawthorne, FL 32640, Hawthorne, FL 32640

Metes & Bounds

Price
$199,000
Beds / Baths
3 / 2
Living area
1,352 sqft
Year built
2006
Type
Residential
Lot
0.3 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
137

$147/sqft asking, vs a $164/sqft median across 61 closed sales in 32640 over the last 12 months — 11% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Opportunity meets location with this 3-bedroom, 2-bath home in the Lak-A-Wana Gardens community. NO HOA! This property offers a functional layout and multiple outdoor living spaces designed to enjoy Florida living. The home features a metal roof, a large covered front porch, views of Lak-A-Wana, and a spacious screened side porch off one of the bedrooms-perfect for relaxing mornings or evening unwinding. The .30-acre fenced yard provides room for pets, gardening, or outdoor entertaining. A standout feature is the large garage, ideal for storage or a workshop, along with a carport positioned in front for additional covered parking. The garage does need a new roof. Enjoy deeded access to Lak-A-Wana, lakefront park with a dock and boat ramp, perfect for fishing, boating, and soaking in the peaceful, uncrowded setting. The area is loved for its small-town charm, natural surroundings, and central convenience. With easy access to Gainesville, Palatka, and Ocala, plus nearby trails, lakes and outdoor recreation, it's an ideal location for those wanting a quieter lifestyle without being far from town. A unique opportunity to own a property with lake access, usable space, and room to add your personal touch.

What to check on this one

  • Verify manufactured home HUD approval and title status with county records.
  • Confirm metal roof installation date; if over 15 years, get insurer letter.
  • Obtain garage roof repair estimate and timeline before close.
  • Request septic system inspection and pumping history (if applicable).
  • Verify deeded lake access rights and dock/boat ramp maintenance obligations.
  • Check flood zone designation with FEMA map; get elevation certificate if needed.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,033/mo
Property tax (1.1% eff., Putnam Co.)$182/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,507/mo

Loan $159,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of IHEART REALTY INC. Data via realMLS (Northeast Florida MLS), updated Jul 1, 2026, 1:41 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.