$44,900
LOT 2 SE 16TH Street, Melrose, FL 32666, Melrose, FL 32666
Santa Fe Shores
- Price
- $44,900
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 0.23 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Bradford
- Days on market
- 157
- Middle
- Bradford
- High school
- Bradford
Build your dream home on this approx. 0.23-acre corner lot with canal frontage to Lake Santa Fe--an excellent opportunity to create your ideal North Central Florida retreat. Soil testing is complete with no mound septic required and only about 8 inches of fill needed. Setbacks allow 25 ft from the canal, 15 ft from the road, and 5 ft on the sides, offering flexibility in your build. Located on a quiet dirt road, the lot does not currently have power, well, or septic, giving you the freedom to design utilities to your needs. Enjoy access to 5,850-acre Lake Santa Fe, a stable, spring-fed lake ideal for fishing, boating, and water sports. Canal levels are currently low but typically provide direct access. Lot 2 is offered individually, with adjacent Lot 1 available separately or together for approx. 0.46 acres total. Zoned residential; possible owner financing with 20%+ down. Survey available.
What to check on this one
- Verify flood zone designation and elevation certificate requirements for Lake Santa Fe canal frontage.
- Confirm well and septic feasibility; obtain soil test results and mound septic exemption documentation.
- Check setback compliance: 25 ft canal, 15 ft road, 5 ft sides; obtain survey and zoning letter.
- Verify utility availability and cost to extend power, water, septic to lot from nearest sources.
- Confirm lot access rights on dirt road; review any easements or maintenance obligations.
- If financing, obtain lender pre-approval for raw land and clarify owner-financing terms and timeline.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $35,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CENTURY 21 LAKESIDE REALTY. Data via realMLS (Northeast Florida MLS), updated Jun 9, 2026, 2:41 PM.
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