Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$489,500

144 OAKWOOD PLANTATION Drive, Fleming Island, FL 32003

Oakwood Plantation

Price
$489,500
Beds / Baths
3 / 3
Living area
2,275 sqft
Year built
2006
Type
Residential
Lot
Garage
3
HOA
$42/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
137
Elementary
Paterson
Middle
Green Cove Springs
High school
Fleming Island

The perfect place to call home and it's tucked away on a quiet cul-de-sac. Roof 2024, HVAC unit 2019 and hot water heater 2025. The kitchen features a charming eat-in nook, breakfast bar, stylish cabinetry paired with stainless steel appliances, all while seamlessly connecting to the family room and formal dining area. The main owner's suite is roomy with two walk-in closets, dual vanities and sinks, relaxing garden tub, and a separate walk-in shower. The secondary suite, ideal for generational living, offers its own full bath, two closets and private access to the back patio. The home features a three-car garage and an oversized driveway, allowing ample space for multiple vehicles and guest parking. This home offers comfort, quality and functionality!

What to check on this one

  • Verify roof installation date and warranty—2024 roof is insurable but confirm documentation.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Request HOA bylaws and verify $42/mo covers all assessments—no pending special levies.
  • Inspect HVAC (2019) and water heater (2025) service records; verify maintenance history.
  • Pull plumbing materials era—2006 build likely clear, but confirm no polybutylene lines.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,540/mo
Property tax (1.1% eff., Clay Co.)$449/mo
Homeowners insurance (est.)$292/mo
HOA$42/mo
All-in monthly (est.)$3,323/mo

Loan $391,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 8:09 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.