Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$3,350,000

2428 SEMINOLE Road, Atlantic Beach, FL 32233

Atlantic Beach

Price
$3,350,000
Beds / Baths
3 / 3
Living area
2,245 sqft
Year built
1978
Type
Residential
Lot
1.98 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
137

ACCEPTING BACK-UP OFFERS!!! Rare opportunity in Atlantic Beach offering 2 acres in a highly desirable location with the ability to subdivide into a minimum of two 1-acre homesites (city letter on file) and perhaps more lots. This property is all about flexibility and value--build a private coastal estate, develop two homesites, or renovate the existing 3-bedroom, 2.5-bath pool home. Just minutes to the ocean, local shops, and dining, and surrounded by established homes, this is a unique chance to secure a large parcel in one of Northeast Florida's most sought-after beach communities. Property is being sold as-is and priced below appraised value. Caution: Driveway and decking may present a tripping hazard. Please use care when accessing the property and watch your footing.

What to check on this one

  • Confirm flood zone designation and elevation certificate requirements for Atlantic Beach.
  • Order 4-point inspection—roof is 46 years old, likely uninsurable as-is.
  • Verify subdivision feasibility: obtain city letter, survey, and wetlands/environmental clearance.
  • Get pool inspection and equipment service history; verify permit compliance.
  • Check cast-iron plumbing condition; 1978 build often requires replacement before resale.
  • Confirm driveway/deck structural integrity and code compliance before purchase.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$17,382/mo
Property tax (1.1% eff., Duval Co.)$3,071/mo
Homeowners insurance (est.)$1,954/mo
All-in monthly (est.)$22,407/mo

Loan $2,680,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX UNLIMITED. Data via realMLS (Northeast Florida MLS), updated Jul 10, 2026, 9:49 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.