Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$329,900

3652 SUMMIT OAKS Drive, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Magnolia West

Price
$329,900
Beds / Baths
4 / 2
Living area
1,856 sqft
Year built
2015
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$7/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
138

$178/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 1% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Check out this perfectly UPDATED and SPACIOUS home in Magnolia West! This home truly speaks for itself... Clean, well maintained, and well upgraded - including all LVP floors throughout, new stainless steel appliances, newer HVAC system, paver back yard terrace, plantation shutters, smart home features, a car charging station, and MORE! Oh, did I mention the community Amenity Center - check! Tennis & Basketball courts - check! Tropical community pool - check! Kiddie pool - check! Community gym - check! This home has is ALL! Come check it out before somebody else does!

What to check on this one

  • Verify CDD bond payoff amount and remaining assessment timeline.
  • Confirm HVAC system age and warranty coverage details.
  • Request HOA/CDD budget, reserve study, and any pending special assessments.
  • Obtain flood zone designation and elevation certificate if in AE/VE.
  • Review solar lease or EV charger ownership/transfer terms.
  • Inspect roof age; confirm insurer will cover post-closing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,712/mo
Property tax (1.1% eff., Clay Co.)$302/mo
Homeowners insurance (est.)$292/mo
HOA$7/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,480/mo

Loan $263,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 6:56 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.