$400,000
120 OAKLEAF Way, Palm Coast, FL 32137, Palm Coast, FL 32137
Sawmill Creek At Palm Coast
- Price
- $400,000
- Beds / Baths
- 4 / 3
- Living area
- 2,151 sqft
- Year built
- 2021
- Type
- Residential
- Lot
- 0.16 ac
- Garage
- 2
- HOA
- $34/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Flagler
- Days on market
- 138
$186/sqft asking, vs a $195/sqft median across 313 closed sales in 32137 over the last 12 months — 5% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to 120 Oakleaf Way in beautiful Palm Coast! This well-maintained 4-bedroom, 3-bath home offers over 2,100 square feet of comfortable, move-in ready living space in a highly desirable area. From the moment you step inside, you'll notice the care and attention throughout, along with tasteful updates including modern flooring, fixtures, and appliances. The open layout creates an inviting space that's perfect for both everyday living and entertaining. The spacious primary suite features elegant tray ceilings and a private ensuite bath, while three additional bedrooms provide plenty of flexibility for family, guests, or a home office. Step out back to a covered porch--ideal for enjoying Florida weather year-round, whether you're relaxing or hosting friends. Conveniently located just a short drive from St. Augustine, as well as nearby beaches, shopping, and dining, this home offers the perfect balance of comfort and location. If you're looking for a home that's truly move-in ready and has been exceptionally cared for, this one is a must-see.
What to check on this one
- Verify exact flood zone designation and obtain elevation certificate if in AE/VE.
- Confirm roof age, materials, and current insurance carrier acceptance.
- Review HOA documents for restrictions, fees, and any pending assessments.
- Inspect plumbing for polybutylene or cast-iron; request service history.
- Confirm all appliances and fixtures listed are included in sale.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $320,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of US REALTY HUB. Data via realMLS (Northeast Florida MLS), updated Apr 17, 2026, 12:30 AM.
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