Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$424,990

290 MONTGOMERY Court, Palm Coast, FL 32164, Palm Coast, FL 32164

Seminole Woods

Price
$424,990
Beds / Baths
2 / 3
Living area
2,138 sqft
Year built
2026
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$15/mo
CDD
Yes
Flood zone
Unknown
County
Flagler
Days on market
138
Elementary
Bunnell
Middle
Buddy Taylor
High school
Flagler Palm Coast

$199/sqft asking, vs a $185/sqft median across 346 closed sales in 32164 over the last 12 months — 7% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Located in the S/U Section. The Seminole Palms is conveniently located in Palm Coast, Florida. Just 6 miles from Flagler Beach, 3 miles from I-95, and nearby many recreation spots, the European Shops Village Marketplace, oceanfront restaurants, shopping, and more. This elegant Tradewinds floor plan blends sophistication, comfort, and flexibility for active adults. Open-concept kitchen, dining, and great room create a bright, inviting hub, while sliding doors open to the rear-covered porch for seamless indoor-outdoor living. Owner's suite features dual walk-in closets and a spa-inspired bath, and a secondary bedroom provides private guest accommodations. A versatile flex space can serve as a study, home office, or optional third bedroom. Thoughtful storage, a two-car garage, and a well-planned layout. WIFI-enabled garage opener and Ecobee thermostat. STOCK PHOTOS, PRICES SUBJECT TO CHANGE. Closing costs assistance with use of Builder's affiliated lender.

What to check on this one

  • Confirm final flood zone designation and elevation certificate requirement
  • Verify CDD bond payoff amount and remaining assessment timeline
  • Review HOA documents for rental restrictions and lease rules
  • Confirm builder warranty coverage terms and transferability
  • Get final walk-through to verify all upgrades match contract specs

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,205/mo
Property tax (1.1% eff., Flagler Co.)$390/mo
Homeowners insurance (est.)$292/mo
HOA$15/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,069/mo

Loan $339,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MALTBIE REALTY GROUP. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.