Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$399,000

12554 BLUE LAGOON Trail, Jacksonville, FL 32225, Jacksonville, FL 32225

Hickory Lakes

Price
$399,000
Beds / Baths
3 / 2
Living area
1,993 sqft
Year built
1994
Type
Residential
Lot
0.29 ac
Garage
2
HOA
$35/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
138

$200/sqft asking, vs a $210/sqft median across 1,006 closed sales in 32225 over the last 12 months — 5% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Discover this spacious 3 bedroom, 2 bathroom home offering 1,993 sq ft of comfortable living space. The home features a well-designed layout with generous living and dining areas that flow into the kitchen, creating a great setup for everyday living and entertaining. The primary suite includes a private bathroom and ample closet space, while the additional bedrooms provide flexibility for family, guests, or a home office. Outside, enjoy a nicely sized yard with room to relax or personalize. Located in a quiet residential neighborhood, this move-in ready home is easy to show and ready for its next owner.

What to check on this one

  • Verify roof age and get 4-point inspection before underwriting.
  • Confirm actual flood zone designation and obtain elevation certificate if AE/VE.
  • Order plumbing inspection—1994 build may have polybutylene or early cast-iron issues.
  • Request HOA documents; confirm $35/mo covers what and review rental restrictions.
  • Schedule HVAC inspection and document service history for both units.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,070/mo
Property tax (1.1% eff., Duval Co.)$366/mo
Homeowners insurance (est.)$292/mo
HOA$35/mo
All-in monthly (est.)$2,763/mo

Loan $319,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SOVEREIGN REAL ESTATE GROUP. Data via realMLS (Northeast Florida MLS), updated Jul 23, 2026, 6:34 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.