$149,000
1624 STEWART Avenue, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
American Beach
- Price
- $149,000
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 0.11 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 138
- Elementary
- Emma Love Hardee
- Middle
- Fernandina Beach
- High school
- Fernandina Beach
Rare Amelia Island vacant lot for sale in historic American Beach--an exceptional opportunity to build, invest, and capitalize on one of Northeast Florida's fastest-growing coastal markets. This ready-to-build homesite previously held a residence with well and septic, significantly reducing development costs and impact fees. Located just minutes from Burney Park beach access, the property is ideal for a custom primary residence, second home, or high-performing rental investment. American Beach is experiencing strong growth, revitalization, and increasing buyer demand, making this lot a standout opportunity for both immediate construction and long-term appreciation. Enjoy close proximity to Fernandina Beach restaurants, shopping, golf courses, and outdoor recreation while owning in a historic and culturally rich coastal community. With no HOA, investors and homeowners alike can maximize income potential and future resale value.
What to check on this one
- Verify flood zone designation—check FEMA map and request elevation certificate if in AE/VE.
- Confirm well and septic abandonment permits filed with Nassau County; verify no liens.
- Pull survey and site plan; confirm setbacks, easements, and buildability before design.
- Contact Nassau County—verify impact fees, permitting timeline, and any local overlay restrictions.
- Request title report and Phase I environmental; confirm no environmental flags or access issues.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $119,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of SUMMER HOUSE REALTY. Data via realMLS (Northeast Florida MLS), updated Apr 16, 2026, 7:12 PM.
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