Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$340,000

12302 GILLESPIE Avenue, Jacksonville, FL 32218

Azalea Hills

Price
$340,000
Beds / Baths
3 / 2
Living area
1,537 sqft
Year built
2022
Type
Residential
Lot
9000 ac
Garage
2
HOA
$40/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
38
Elementary
Oceanway
Middle
Oceanway
High school
First Coast

Welcome to your Northside retreat! This charming property, situated in the heart of the Oceanway community, offers the perfect blend of suburban tranquility and city convenience. Boasting a spacious lot in the established Azalea Hills neighborhood, this home is ideal for those seeking room to grow without sacrificing accessibility.

What to check on this one

  • Verify actual flood zone designation via FEMA flood map—listing shows 'unknown'.
  • Confirm HOA $40/mo covers what services and review bylaws for rental restrictions.
  • Get roof/HVAC inspection report; home is 2022 but verify builder warranty transfers.
  • Request lot survey; 9000 sq ft lot size seems unusually small—clarify acreage math.
  • Confirm septic or municipal sewer service and get maintenance records if applicable.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,764/mo
Property tax (1.1% eff., Duval Co.)$312/mo
Homeowners insurance (est.)$292/mo
HOA$40/mo
All-in monthly (est.)$2,408/mo

Loan $272,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated May 15, 2026, 5:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.