Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$499,000

5650 A1A S D224, St. Augustine, FL 32080, St. Augustine, FL 32080

Island House Condo

Price
$499,000
Beds / Baths
2 / 3
Living area
0 sqft
Year built
1975
Type
Condo
Lot
Garage
0
HOA
$700/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
155
Elementary
W. D. Hartley
Middle
Gamble Rogers
High school
Pedro Menendez

Ocean Views + Weekly Rental Income in St. Augustine Beach! Own a piece of the coast that can work for you. This 2-bedroom, 2.5-bath condo at Island House offers the rare combination of ocean views and short-term rental flexibility (weekly rentals allowed)--making it ideal as both a personal retreat and income-producing property. The light-filled interior features vaulted ceilings, an open-concept living and dining area, and seamless access to your private balcony, where you can enjoy coastal breezes and views toward the Atlantic. The updated kitchen is equipped with granite countertops, custom cabinetry, and a modern backsplash--designed for easy, low-maintenance living. Offered fully furnished, this unit is truly turnkey and ready for immediate use or rental. The Island House community provides direct beach access, a pool, tennis courts, and beautifully maintained grounds. Located on Crescent Beach, just minutes from historic downtown St. Augustine, this is one of the most accessible opportunities to own an ocean-view property under $500K with strong rental potential. Ask for rental projections or schedule your private showing today. Images have been staged with AI.

What to check on this one

  • Pull condo docs: declaration, bylaws, budget, reserves, special assessments pending
  • Verify short-term rental lease terms—weekly allowance, owner caps, platform restrictions
  • Get 51-year roof inspection; confirm insurance eligibility and recent carrier approval
  • Request 4-point inspection (age-triggered); confirm wind-mitigation cert status
  • Obtain estoppel letter; confirm $700/mo HOA covers all fees, no hidden assessments
  • Verify elevation certificate; confirm flood zone officially and review insurance costs

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,589/mo
Property tax (1.1% eff., St. Johns Co.)$457/mo
Homeowners insurance (est.)$292/mo
HOA$700/mo
All-in monthly (est.)$4,038/mo

Loan $399,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OCEAN REALTY & PROPERTY MANAGEMENT INC. Data via realMLS (Northeast Florida MLS), updated May 2, 2026, 9:55 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.