Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$849,000

197 GREENLEAF LAKES Avenue, Ponte Vedra, FL 32081

Greenleaf Lakes

Price
$849,000
Beds / Baths
4 / 4
Living area
3,220 sqft
Year built
2015
Type
Residential
Lot
Garage
3
HOA
$42/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
110

**Sellers are offering up to $15,000 in closing cost credit!** Welcome to luxury living in Ponte Vedra. Located within walking distance to top-rated Valley Ridge Academy (K-8).This stunning 4-bedroom + bonus room, 3.5-bathroom home offers the perfect combination of elegance, comfort, and functionality. Inside you will find a spacious open layout, gourmet kitchen, and beautiful natural light throughout. Step outside to your private backyard oasis complete with an outdoor kitchen, expansive patio, fire pit, and deluxe swim spa -- perfect for entertaining or relaxing. Additional upgrades include a full-house generator for added peace of mind and air-conditioned garage ideal for a home gym or workshop. Just minutes from beautiful beaches, premier shopping and dining destinations, this home offers the best of Ponte Vedra living! Don't miss your chance to own a piece of paradise!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm roof age and get 4-point inspection report before underwriting.
  • Review HOA governing documents and any upcoming special assessments.
  • Inspect swim spa mechanical systems and service history.
  • Verify generator maintenance records and fuel tank condition.
  • Confirm air-conditioned garage addition permitted and inspected by county.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,405/mo
Property tax (1.1% eff., St. Johns Co.)$778/mo
Homeowners insurance (est.)$495/mo
HOA$42/mo
All-in monthly (est.)$5,720/mo

Loan $679,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 5, 2026, 9:50 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.