Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$259,900

6414 BOWDOIN Avenue, Keystone Heights, FL 32656, Keystone Heights, FL 32656

Highridge Estates

Price
$259,900
Beds / Baths
3 / 2
Living area
1,114 sqft
Year built
2026
Type
Residential
Lot
0.344 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
139
Elementary
Keystone Heights
High school
Keystone Heights

$233/sqft asking, vs a $172/sqft median across 339 closed sales in 32656 over the last 12 months — 36% above the area's closed prices. Condition and lot vary; that's what a showing is for.

BUYER BONUS! The builder is offering a $10,000 incentive with an accepted offer! Use it toward closing costs, new furniture, or even a riding lawn mower, the choice is yours. More value, more savings, and more reasons to make this beautiful home yours! Welcome to this beautiful 3 bedroom, 2 bath home featuring an open floor plan and desirable split-bedroom layout designed for both comfort and functionality. The spacious kitchen offers casual dining and entertaining, all flowing seamlessly into the main living area. A 1-car garage adds convenience and extra storage. Built with efficiency in mind, this home features foam insulation in the attic and blown cellulose insulation in the walls, delivering superior comfort and energy savings of approximately 1/3 on your monthly electric bill. Step outside and enjoy everything this area has to offer, small-town charm, nearby parks, Rails-to-Trails for walking and biking, and multiple lakes for fishing, boating, and water sports.

What to check on this one

  • Verify flood zone designation and elevation certificate requirement with Clay County.
  • Confirm builder warranty terms, coverage periods, and transferability to next owner.
  • Review final inspection punch list and builder's obligation timeline before closing.
  • Obtain homeowner's insurance quote; confirm new construction is insurable at quoted rate.
  • Verify lot survey is complete and no easements or liens encumber the property.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,349/mo
Property tax (1.1% eff., Clay Co.)$238/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,879/mo

Loan $207,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 6:07 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.