$418,900
820 W CUMBERLAND Court, St. Johns, FL 32259, St. Johns, FL 32259
Julington Creek Plan
- Price
- $418,900
- Beds / Baths
- 3 / 2
- Living area
- 1,960 sqft
- Year built
- 2001
- Type
- Residential
- Lot
- 0.18 ac
- Garage
- 2
- HOA
- $48/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 125
- Elementary
- Julington Creek
- Middle
- Fruit Cove
- High school
- Creekside
$214/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 3% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Located in the heart of Julington Creek Plantation, this 3-bedroom, 2-bathroom home offers an exceptional location just a walk or bike ride to both the elementary and middle schools within the highly acclaimed A-rated St. Johns County School District in Florida. Enjoy peaceful preserve views from the screened lanai, offering privacy and a relaxing outdoor retreat. Inside, you'll find a functional floor plan with tray ceilings and a spacious living area. The third bedroom is currently used as an office and features built-in cabinetry and a Murphy bed, making it ideal as a guest room or workspace. This well-maintained home provides the perfect opportunity to add your personal touches and make it your own. Julington Creek Plantation residents enjoy resort-style amenities, including pools, a fitness center, parks, sports courts, walking trails, and the new $34 million Tide Club at Julington Creek, featuring a state-of-the-art aquatics complex and recreational park. Conveniently located near shopping, dining, and everything St. Johns County has to offer.
What to check on this one
- Verify CDD bond payoff amount and remaining assessment term with county tax collector.
- Confirm roof age and get 4-point inspection quote; 25-year-old roof may face insurance renewal issues.
- Pull flood zone map from FEMA; verify elevation certificate if in AE/VE zone.
- Obtain HOA/CDD estoppel letter; confirm $48/mo fee and any special assessments pending.
- Review plumbing type (polybutylene lines common in 2001); budget for potential replacement.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $335,120 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 5:01 PM.
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