$585,000
644 NAVIGATORS Road, St. Johns, FL 32259
Middlebourne
- Price
- $585,000
- Beds / Baths
- 4 / 3
- Living area
- 2,239 sqft
- Year built
- 2023
- Type
- Residential
- Lot
- 0.16 ac
- Garage
- 2
- HOA
- $54/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 140
- Elementary
- Patriot Oaks Academy
- Middle
- Patriot Oaks Academy
- High school
- Creekside
$261/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 18% above the area's closed prices. Condition and lot vary; that's what a showing is for.
NOW OFFERED FOR SALE AND RENT - once a tenant is in place, this buying opportunity is gone for at least 12 months! Don't wait! Thousands in upgrades included - washer, dryer, water softener, and reverse osmosis filtration system all convey! Fully fenced backyard with garden beds already in place! Screened-in lanai with two separate utility sinks! LOW HOA - only $650/year! Premium finishes and move-in readiness come together in this standout ICI-built home. Welcome to 2,239 sq ft of smart luxury and effortless single-story living. Soaring ceilings, abundant natural light, and a dedicated private study - this 4-bedroom, 3-bath residence checks every box. The gourmet kitchen shines at the heart of the home -- stacked cabinetry, gas cooktop, expansive island, and walk-in pantry. The primary suite is tucked at the rear for total privacy with a generous walk-in closet and walk-in shower. Gated community with pool, clubhouse, and playground. Schedule your showing today before it's gone!
What to check on this one
- Verify flood zone designation and elevation certificate requirement with county.
- Confirm CDD bond payoff amount and remaining assessment schedule.
- Review HOA/CDD covenants and short-term rental restrictions before purchase.
- Obtain 2023 builder warranty details and transferability to new owner.
- Clarify tenant occupancy timeline and lease terms if rental contingent.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $468,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 9:53 PM.
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