$429,900
13745 VICTORIA LAKES Drive, Jacksonville, FL 32226, Jacksonville, FL 32226
Victoria Lakes
- Price
- $429,900
- Beds / Baths
- 4 / 3
- Living area
- 2,651 sqft
- Year built
- 2004
- Type
- Residential
- Lot
- 0.25 ac
- Garage
- 2
- HOA
- $38/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 140
$162/sqft asking, vs a $178/sqft median across 498 closed sales in 32226 over the last 12 months — 9% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Beautifully positioned 4-bedroom, 3-bathroom home nestled in one of Jacksonville's most desirable communities. This spacious residence offers a thoughtfully designed single story floor plan with plenty of room for both relaxing and entertaining. Find bright, open living spaces, a well-appointed kitchen, and generously sized bedrooms, including a comfortable primary suite with a private bath. The home sits on a spacious lot, providing ample outdoor space for gatherings, play, or simply enjoying the Florida sunshine. With its combination of space, comfort, and location, this home is the perfect place to settle in and make lasting memories. AMAZING AMENITIES in community with a pool, splash pad, playground, walking track and more, adding convenience and lifestyle appeal. Close to shopping, restaurants and Highway. Short distance to Airport and River City Town Center
What to check on this one
- Verify actual flood zone designation—check FEMA map and get elevation certificate if in AE/VE
- Roof inspection required—home is 22 years old; confirm age and condition for insurance eligibility
- Obtain 4-point inspection (roof, HVAC, plumbing, electrical) for insurance underwriting
- Review HOA docs: CC&Rs, reserve study, any special assessments beyond $38/mo
- Confirm HVAC system age and maintenance records; typical lifespan 12–15 years
- Verify plumbing materials—cast iron or polybutylene lines may trigger insurer red flags on 2004 build
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $343,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 3:26 PM.
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