$424,999
248 CLIFTON BAY, St. Johns, FL 32259
Twin Creeks North
- Price
- $424,999
- Beds / Baths
- 3 / 3
- Living area
- 1,943 sqft
- Year built
- 2020
- Type
- Residential
- Lot
- 0.11 ac
- Garage
- 2
- HOA
- $168/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 144
Preferred lender is offering 1% toward closing costs. Perfectly positioned directly across from the community playground, this beautifully designed home offers the ideal blend of style, comfort, and convenience. Step inside to a bright, open-concept layout filled with natural light and elevated finishes throughout. The spacious kitchen serves as the heart of the home, featuring a large quartz island, stainless steel appliances, custom cabinetry, and a designer tile backsplash--perfect for both everyday living and entertaining. The expansive living area flows seamlessly, creating a welcoming space for gatherings. The primary suite offers a private retreat with a spa-inspired bathroom, complete with dual vanities and a generous walk-in closet with built-in organization. Secondary bedrooms are well-proportioned and provide convenient access to updated bathrooms. Upstairs, a versatile loft with tray ceilings and modern beam accents provides the perfect flex space--ideal for a home office, media room, or play area. Additional highlights include wood-look tile flooring throughout the main living areas, upgraded lighting fixtures, and abundant storage. Step outside to enjoy the extended, screened-in paver patio with a built-in grill--perfect for relaxing or entertaining year-round. Located in highly desirable St. Johns County, this home offers a rare opportunity to enjoy modern living in a vibrant and amenity-rich community.
What to check on this one
- Verify exact flood zone designation and pull elevation certificate if in AE/VE.
- Confirm CDD bond payoff amount and remaining assessment timeline.
- Review HOA CC&Rs for short-term rental restrictions if relevant to you.
- Request builder warranty details and document transfer eligibility.
- Confirm all appliances and HVAC systems under warranty; get serial numbers.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $339,999 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 7, 2026, 10:44 PM.
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