Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$399,900

9517 ADELAIDE Drive, Jacksonville, FL 32244

Watermill

Price
$399,900
Beds / Baths
4 / 3
Living area
2,446 sqft
Year built
2006
Type
Residential
Lot
0.28 ac
Garage
2
HOA
$50/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
141
Elementary
Enterprise
Middle
Westside
High school
Westside High School

Welcome home. This 4BR'3BA with excellent curb appeal, offers quiet serene pond views from the FR, kitchen, & MBR. Enjoy peaceful evenings on your screened lanai overlooking the pond. All rooms are spacious, neutral & bright. The FR, Kitchen and Breakfast nook is very open. Lighting and ceiling fans are modern. Kitchen features Granite Counters & Stainless appliances. There is custom tile work in the baths. Lani has tiled floor. 20 years this home has been the owner's winter refuge, used several months annually. Roof 2023, Garage door 2022, HVAC, 2020 Watermill amenities include: A junior Olympic pool, children's water park, playground, & various sports courts (basketball, volleyball, tennis). If you like to shop the Town Center is a mile away. You will be close to schools, shopping, major highways, Naval Air Station Jacksonville (NAS Jax), Cecil Commerce Center & downtown Jax is a short commute. This home is a must see Washer & Dryer convey. Furnishings are negotiable.

What to check on this one

  • Verify actual flood zone designation and elevation certificate requirement at property.
  • Confirm roof installation date (2023) and obtain roofing warranty documentation.
  • Review HOA covenants for short-term rental restrictions and enforcement history.
  • Inspect HVAC (2020) maintenance records; verify age-appropriate service schedule compliance.
  • Request 4-point inspection due to 20-year-old home age and insurance requirements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,075/mo
Property tax (1.1% eff., Duval Co.)$367/mo
Homeowners insurance (est.)$292/mo
HOA$50/mo
All-in monthly (est.)$2,784/mo

Loan $319,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX SPECIALISTS. Data via realMLS (Northeast Florida MLS), updated Jul 18, 2026, 5:41 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.