Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$380,000

000 BLACK CREEK Drive, Middleburg, FL 32068, Middleburg, FL 32068

Metes & Bounds

Price
$380,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
8.208 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
141

Rare opportunity to own 8.208 acres of vacant residential land along the scenic banks of Black Creek, combining two parcels (4.799 acres and 3.409 acres) into one expansive offering. With approximately 640 feet of creek frontage, this property provides a unique blend of privacy, natural beauty, and usable space. The land is adorned with mature live oaks and offers a true Old Florida setting with no HOA and no close neighbors, making it ideal for those seeking a private homesite, weekend retreat, or recreational escape. Zoned vacant residential, the property allows flexibility for a custom build tailored to your vision. Positioned along a well-known kayaking route, this property serves as an ideal endpoint for an approximately 4-hour paddle from the Highway 16 drop-in--offering a rare lifestyle opportunity directly from your own land. Access is provided via a shared easement w/FL Power & Light Co, maintaining both privacy and practicality. For buyers looking to build, custom home plans are available from Eco One Inc, along with the option to work with a preferred local builder. A one-time close land and construction loan is also available through a preferred lender, allowing for a streamlined process from purchase through completion. Properties offering this combination of acreage, waterfront, and build potential are increasingly hard to find--don't miss the chance to secure a truly special piece of land.

What to check on this one

  • Verify flood zone designation with Clay County Property Appraiser—critical for insurability and construction lending.
  • Confirm shared easement with FL Power & Light is recorded and grants adequate vehicle/construction access.
  • Check Clay County zoning compliance: confirm 'vacant residential' permits your intended use (build, recreational, etc.).
  • Obtain survey showing both parcels merged, creek frontage, easement location, and buildable area boundaries.
  • Verify no drainage, wetland, or environmental restrictions via Clay County and Florida DEP records before committing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,972/mo
Property tax (1.1% eff., Clay Co.)$348/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,612/mo

Loan $304,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Jul 12, 2026, 12:55 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.