Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$365,000

940 STATE ROAD 13 N, Fruit Cove, FL 32259, Fruit Cove, FL 32259

Mandarin Meadows Sq

Price
$365,000
Beds / Baths
3 / 2
Living area
1,599 sqft
Year built
2020
Type
Residential
Lot
0.34 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
148

$228/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 3% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this well maintained 3-bedroom, 2-bath home with a 2-car garage, built in 2020 and designed for low-maintenance living. Step inside to vaulted ceilings and tile flooring throughout, offering both style and easy upkeep. The split bedroom floor plan provides privacy, while the spacious primary suite features a walk-in closet, dual vanities, a relaxing spa tub, and a separate walk-in shower. Enjoy your mornings or unwind in the evenings on the screened-in back porch. Conveniently located near an abundance of shopping and dining, this home offers the perfect blend of comfort and accessibility. Located in the highly desirable Julington Creek area of St. Johns County with A-rated schools and NO HOA or CDD fees--this is a rare find you don't want to miss!

What to check on this one

  • Verify actual flood zone designation with St. Johns County Property Appraiser—critical for insurance.
  • Confirm roof warranty remaining; 2020 build should have strong coverage through builder.
  • Review home's elevation certificate if in flood zone AE/VE.
  • Request builder's 2-10 Home Warranty details and any transferability terms.
  • Inspect tile flooring seals and grout for moisture intrusion signs.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,894/mo
Property tax (1.1% eff., St. Johns Co.)$335/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,521/mo

Loan $292,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CENTURY 21 LIGHTHOUSE REALTY. Data via realMLS (Northeast Florida MLS), updated Jun 18, 2026, 3:40 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.