Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$345,000

3559 BAXTER Street, Jacksonville, FL 32222, Jacksonville, FL 32222

Arbor Mill At Oakleaf Plantation

Price
$345,000
Beds / Baths
3 / 2
Living area
1,803 sqft
Year built
2018
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$225/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
142

$191/sqft asking, vs a $161/sqft median across 365 closed sales in 32222 over the last 12 months — 19% above the area's closed prices. Condition and lot vary; that's what a showing is for.

COME LIVE THE ACTIVE LIFESTYLE in this sought-after 55+ community! This open floor plan home features luxury plank vinyl flooring,, Quartz counter tops, a stylish backsplash, and stainless steel appliances. Split bedroom plan, 2 bedrooms plus a flex space, perfect for an extra bedroom, office, or den. The primary bedroom has 2 large walk in closets. Enjoy peaceful mornings and relaxing evenings on the screened lanai overlooking a serene preserve view. Wrought iron fenced backyard and full-house gutters. Lawn maintenance is included, giving you more time to enjoy everything this vibrant community has to offer. Amenity center complete with a cozy gas fireplace, a lifestyle director, pickleball courts, and bocce ball courts, perfect for staying active and social year-round.

What to check on this one

  • Verify HOA docs confirm 55+ age restriction and rental policy before closing.
  • Request roof inspection report; 2018 build should be fine but confirm no prior claims.
  • Obtain HOA financial statements and reserve study for community viability.
  • Confirm lawn maintenance and amenity access included in $225/mo HOA fee.
  • Get flood zone designation and elevation certificate if in AE/VE zone.
  • Review flex space restrictions—verify lender/insurance accept as bedroom or den only.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,790/mo
Property tax (1.1% eff., Duval Co.)$316/mo
Homeowners insurance (est.)$292/mo
HOA$225/mo
All-in monthly (est.)$2,623/mo

Loan $276,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MCGUIRE REALTY GROUP. Data via realMLS (Northeast Florida MLS), updated Aug 14, 2026, 8:57 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.