Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$950,000

240 SHELL BLUFF Court, Ponte Vedra Beach, FL 32082

Old Palm Valley

Price
$950,000
Beds / Baths
4 / 3
Living area
2,852 sqft
Year built
1993
Type
Residential
Lot
0.72 ac
Garage
2
HOA
$68/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
140

$333/sqft asking, vs a $402/sqft median across 897 closed sales in 32082 over the last 12 months — 17% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to one of Ponte Vedra's most coveted neighborhoods, where this beautifully maintained pool home sits on a premium lot backing to a peaceful pond and lush preserve. Mature landscaping and charming curb appeal set the tone before you even step inside. The three-way split bedroom plan is perfectly suited for family living, while the open kitchen and family room -- anchored by a wood-burning fireplace -- serve as the heart of the home. White cabinetry, granite counters, stainless appliances, and a breakfast bar make the kitchen as functional as it is inviting. The spacious upstairs bonus room with a wet bar adds incredible flexibility. Out back, a solar-heated screened pool and covered lanai frame stunning pond and preserve views that feel like a permanent vacation. Recent updates include both AC units replaced, new hot water heater, and engineered hardwood floors in three bedrooms. Don't miss your chance to own a pool home with an unbeatable backdrop in one of Palm Valley's most beloved communities.

What to check on this one

  • Verify roof age and get insurance quote; 30+ years may trigger insurer concerns in NE Florida.
  • Confirm both AC replacement dates and get 4-point inspection due to 1993 build year.
  • Obtain solar panel lease terms and transfer requirements before closing.
  • Request HOA documentation including any pending assessments or rule changes.
  • Verify flood zone designation and obtain elevation certificate for lender/insurer.
  • Confirm pool/spa maintenance history and screened enclosure structural condition.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,929/mo
Property tax (1.1% eff., St. Johns Co.)$871/mo
Homeowners insurance (est.)$554/mo
HOA$68/mo
All-in monthly (est.)$6,422/mo

Loan $760,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:40 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.