$257,900
407 RUSTIC Road, Satsuma, FL 32189, Satsuma, FL 32189
St Johns Hoot Owl 1
- Price
- $257,900
- Beds / Baths
- 3 / 2
- Living area
- 1,481 sqft
- Year built
- 2024
- Type
- Residential
- Lot
- 0.23 ac
- Garage
- 1
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 143
$174/sqft asking, vs a $158/sqft median across 106 closed sales in 32189 over the last 12 months — 11% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Priced to SELL!!! Just off the beaten path... Brand new- never lived in, and ready to go! Structural warranty. Dunn's Creek is just down the road and leads straight into the St. Johns River. Spend your weekends on the water, then head home to peace and quiet. You're also just minutes from Dunns Creek State Park, where you can horseback ride, bike, and take in Florida's natural beauty. Need to get into town? Downtown Palatka is about 8 minutes away with shopping, restaurants, and local events. This Carmen model features 3 bedrooms, 2 bathrooms, and a 1-car garage, sitting on a beautiful lot with a private, peaceful backyard. There's still room to make it your own. Add a pool, a she-shed, or a play area. Inside, you'll find: • 9-foot ceilings • LVP flooring throughout • Granite countertops • Stainless steel appliances & more! Don't hold out on this great investment! You can't beat a quality built new home! Reach out to the agent for more help with financing.
What to check on this one
- Verify flood zone designation with FEMA map and county appraiser—critical for insurance.
- Confirm builder's structural warranty terms, coverage period, and transferability to next owner.
- Request elevation certificate if in flood zone AE/VE for accurate insurance quotes.
- Check homeowner's insurance quotes now—new construction may have limited carrier options.
- Verify utility connections (water, sewer, electric) are live and properly permitted.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $206,320 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of MAXREV, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 4:32 PM.
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