$344,900
2439 QUARTERHORSE Trail, Middleburg, FL 32068, Middleburg, FL 32068
Spencer Trails
- Price
- $344,900
- Beds / Baths
- 3 / 2
- Living area
- 1,400 sqft
- Year built
- 1989
- Type
- Residential
- Lot
- 3.41 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 130
$246/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 36% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to this beautiful home and breathtaking property! This is ready to be your own private oasis, or your very own horse / animal farm. Roof (2023). HVAC (2023). Culligan water softener (2024}.This remodeled home is light and bright flowing easily between rooms. It also offers two living spaces providing flexibility in how you want to best utilize all the space. The updated kitchen and baths boast granite while the entire home enjoys luxury flooring throughout with tiled bathrooms. Enjoy the spacious feel inside and outside as it offers both open comfort as well as privacy. This gorgeous newly and fully fenced 3.4 acre property has the perfect blend of charm and practicality. The shed has ample storage. The barn has 2 stalls, and the concreted padded stall is perfect for storing livestock grains and hay or a high and dry birthing pen. Here you can surround yourself with a natural tree-lined landscape together with serene sounds of nature.
What to check on this one
- Verify manufactured home title is clear; confirm HUD certification and permanent foundation status.
- Confirm flood zone designation with FEMA map; request elevation certificate if in AE/VE zone.
- Inspect 2023 roof installation documentation and warranty; verify manufacturer and installation details.
- Review well/septic service records and most recent pumping/inspection; test water quality.
- Confirm zoning allows horses/livestock; verify septic capacity for animal operation.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $275,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of JPAR CITY AND BEACH. Data via realMLS (Northeast Florida MLS), updated Jul 24, 2026, 2:20 AM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.