Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$250,000

96582 BAY VIEW Drive, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Oyster Bay Harbours

Price
$250,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.7 ac
Garage
0
HOA
$125/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
144

A great opportunity to build your dream home in a peaceful coastal setting. This beautiful lot is surrounded by mature trees and located near the marsh, offering a natural backdrop while still being conveniently close to area amenities. Bring your vision and make it your own.

What to check on this one

  • Confirm flood zone designation—request FEMA map or elevation certificate from seller.
  • Verify HOA $125/mo covers what; get covenants, restrictions, building guidelines in writing.
  • Confirm lot is buildable—check Nassau County zoning, setbacks, and any wetland/environmental constraints.
  • Request survey; confirm lot lines and any easements affecting developable area.
  • Ask seller for prior survey, permits, or engineering studies done on the parcel.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,297/mo
Property tax (1.1% eff., Nassau Co.)$229/mo
Homeowners insurance (est.)$292/mo
HOA$125/mo
All-in monthly (est.)$1,943/mo

Loan $200,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Apr 10, 2026, 8:02 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.