Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,455,000

95494 ARBOR Lane, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Rainbow Acres

Price
$1,455,000
Beds / Baths
4 / 3
Living area
3,178 sqft
Year built
2020
Type
Residential
Lot
2.49 ac
Garage
4
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
145

$458/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 81% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Stunning, Custom-made, 4-Car Garage, modern POOL home sitting on 2.5 acres in a desirable quiet neighborhood with NO HOA fees! No details overlooked in materials, quality and workmanship! Fenced for Privacy- This pool home features porcelain tiles throughout, modern kitchen with Bosch appliances, quartz countertops, spacious bedrooms, theatre screen with surround sound throughout the home, exquisite master bedroom bathroom suite! So many great features! Walk out to the screened pool with an outside kitchen and bar-b-que area, and modern gas fire pit - you'll love have family gatherings. Got lots of cars? You've got the space! 4-Car garage, RV parking with water hookup, and plenty of space for your boat as well. You'll find that this 2.5-acre property will fit all your needs. The video surveillance equipment will stay.

What to check on this one

  • Verify exact flood zone designation and pull elevation certificate if AE/VE
  • Confirm pool equipment warranty status and service history records
  • Request roof inspection report; verify materials and installation date
  • Obtain comprehensive HVAC maintenance and warranty documentation
  • Confirm gas line inspections and fireplace/fire pit safety certifications
  • Verify septic system capacity, maintenance records, and last pumping date

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$7,550/mo
Property tax (1.1% eff., Nassau Co.)$1,334/mo
Homeowners insurance (est.)$849/mo
All-in monthly (est.)$9,733/mo

Loan $1,164,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BLUE KEY PROPERTIES. Data via realMLS (Northeast Florida MLS), updated Apr 10, 2026, 7:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.