$454,999
14 WHETSTONE Lane, Palm Coast, FL 32164
Pine Lakes
- Price
- $454,999
- Beds / Baths
- 4 / 4
- Living area
- 3,668 sqft
- Year built
- 1994
- Type
- Residential
- Lot
- 0.24 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Flagler
- Days on market
- 209
- Elementary
- Wadsworth
- Middle
- Buddy Taylor
- High school
- Flagler Palm Coast
$124/sqft asking, vs a $185/sqft median across 346 closed sales in 32164 over the last 12 months — 33% below the area's closed prices. At $124 per square foot versus $185 in the area, this home's 33% price gap likely reflects its virtually staged condition—verify actual interior finishes and updates in person before offering.
VIRTUALLY STAGED. INCREDIBLE SPACE & VALUE IN PALM COAST! Welcome to 14 Whetstone Lane, offering an impressive 3,668 sq. ft. of living space with 4 bedrooms and 3.5 baths. The spacious, flexible floor plan is ideal for large or multigenerational families, guests, working from home, or anyone who simply wants room to spread out. A major bonus is TWO BEDROOMS DOWNSTAIRS, providing added flexibility for guests, extended family, teens, or an office. Upstairs, the oversized primary suite offers a private retreat with balcony and plenty of room to relax. Enjoy a fenced backyard and covered patio with room for outdoor entertaining or a future pool. A 12' x 24' saltwater pool option is available separately--ask for details! Additional highlights include a 2022 roof and convenient access to shopping, dining, schools, I-95, parks, and beaches. Priced at $464,999 with 3,668 sq. ft. of incredible space and value!
What to check on this one
- Confirm 2022 roof age with seller documentation and warranty details.
- Verify flood zone designation—obtain FEMA map and elevation certificate if in AE/VE.
- Review property appraiser records for any polybutylene plumbing (1994 build year risk).
- Inspect HVAC system age and maintenance history; confirm remaining lifespan.
- Check for any code violations, permits, or lien history via county records.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $363,999 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of ATLANTIC COASTAL REAL ESTATE, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 1:22 PM.
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