$2,195,000
108 VALLEY GARDENS Road, Ponte Vedra Beach, FL 32082
54 North Roscoe
- Price
- $2,195,000
- Beds / Baths
- 5 / 5
- Living area
- 3,512 sqft
- Year built
- 2027
- Type
- Residential
- Lot
- 0.52 ac
- Garage
- 3
- HOA
- $223/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 144
- Elementary
- Ocean Palms
- Middle
- Alice B. Landrum
- High school
- Ponte Vedra
$625/sqft asking, vs a $402/sqft median across 897 closed sales in 32082 over the last 12 months — 55% above the area's closed prices. Condition and lot vary; that's what a showing is for.
The Oak House offers the best of luxury coastal design with 5 bedrooms + 5.5 bathrooms + loft, situated on Lot 5 in the cul-de-sac of the charming Palm Valley Gardens. Lot 5 is 0.52 acres and is ready to build! The open-concept living area boasts a double-high vaulted ceiling flowing to the gourmet kitchen with Thermador appliances, custom cabinetry, and spacious dining area. Sliding glass doors open to an expansive porch. The main-floor primary suite offers abundant natural light, a spa-like bath + sizeable closets. Two bedroom suites, one ideal for an office with private screen patio are also downstairs. Upstairs, find 2 bedroom suites + loft. Enjoy easy access to a 3-car garage & generous yard space for future pool! Life in Palm Valley centers around a relaxed coastal lifestyle--golf, beach days & great local dining just minutes away + top-rated schools & medical access. These are proposed plans. Buyer can tailor selections, modify layout, or custom design with Glenn Layton Homes.
What to check on this one
- Confirm final flood zone designation and obtain elevation certificate once built
- Verify HOA $223/mo covers what; request Palm Valley Gardens CC&Rs and amenity docs
- Review Glenn Layton Homes construction timeline, warranty terms, and selection allowance cap
- Confirm builder's insurance and lien-release protocol before closing
- Get written specs on Thermador appliances, cabinetry brands, and structural/mechanical allowances
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,756,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Jul 16, 2026, 8:19 PM.
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