Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$165,000

421 N POLK Street, Starke, FL 32091

Saratoga Hgts

Price
$165,000
Beds / Baths
3 / 2
Living area
1,220 sqft
Year built
1940
Type
Residential
Lot
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Bradford
Days on market
136
Middle
Bradford
High school
Bradford

$135/sqft asking, vs a $178/sqft median across 122 closed sales in 32091 over the last 12 months — 24% below the area's closed prices. Home priced 24% below area average due to lower per-square-foot rate despite recent updates; ask agent about market conditions or comparable sales justifying the discount.

Welcome to 421 N Polk Street in the heart of Starke--where comfort, convenience, and value come together in one inviting home. This thoughtfully updated 3-bedroom, 2-bath property features fresh interior paint and brand-new flooring, giving it a clean, modern feel that's ready for its next chapter. Step inside to find a functional layout with comfortable living spaces and plenty of natural light. The recent updates make this home truly move-in ready, whether you're just starting out, simplifying your lifestyle, or expanding your investment portfolio. First-time buyers will appreciate the affordability and ease of ownership, while those looking to downsize will love the manageable size without sacrificing essential space. For investors, this property offers strong rental potential in a steady market--making it a smart addition to any portfolio. If you've been waiting for a well-maintained, updated home at a great value, this is one you won't want to miss. Schedule your showing today!

What this home really costs per month

Principal & interest$856/mo
Property tax (1.1% eff., Bradford Co.)$151/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,299/mo

Loan $132,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CW REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 29, 2026, 4:54 PM.

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