Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$339,000

2725 RAVINE HILL Drive, Middleburg, FL 32068, Middleburg, FL 32068

Retreat

Price
$339,000
Beds / Baths
4 / 3
Living area
2,280 sqft
Year built
2007
Type
Residential
Lot
0.18 ac
Garage
2
HOA
$29/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
129

$149/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 18% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Well maintained two story home with fenced backyard overlooking a pond. Ceramic tile and laminate wood floors and new carpet in bedrooms. Other features include: fireplace, garden tub, smooth top stove, Built-In microwave, 42'' maple cabinets, shadow box molding in dining room.

What to check on this one

  • Verify roof age and condition—home is 19 years old, confirm shingle lifespan remaining.
  • Get 4-point inspection and wind-mitigation report for insurance quotes before closing.
  • Confirm actual flood zone designation and whether elevation certificate is on file.
  • Request HOA docs—verify $29/mo covers what, any special assessments, rental restrictions.
  • Have plumber inspect well system service history and water quality testing records.
  • Walk foundation and interior for settling cracks, water stains, or moisture issues.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,759/mo
Property tax (1.1% eff., Clay Co.)$311/mo
Homeowners insurance (est.)$292/mo
HOA$29/mo
All-in monthly (est.)$2,391/mo

Loan $271,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 5:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.