Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$119,900

3421 ARDISIA Road, Jacksonville, FL 32209, Jacksonville, FL 32209

Magnolia Gardens

Price
$119,900
Beds / Baths
2 / 1
Living area
704 sqft
Year built
1954
Type
Residential
Lot
0.18 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
145

$170/sqft asking, vs a $109/sqft median across 689 closed sales in 32209 over the last 12 months — 56% above the area's closed prices. Condition and lot vary; that's what a showing is for.

PRICE IMPROVEMENT!! Remodeled 3-Bedroom Home! This stunning 3-bedroom, 1-bath home has been completely remodeled and is nearly ready for its new owner to make it their own! Enjoy brand-new flooring and fresh paint throughout, along with an all-new kitchen featuring modern finishes and appliances. The bathroom has been fully updated, and the home also includes a NEW AC unit and NEW water heater . With just a few final touches being completed, this move-in-ready home perfectly blends style, comfort, and value.

What to check on this one

  • Verify actual flood zone designation and obtain elevation certificate if in AE/VE
  • Get roof inspection report—1954 home likely near or past insurer age limits
  • Confirm 4-point inspection completed; verify AC/water heater install dates and permits
  • Request documentation of all remodel permits and final inspections from city
  • Check for polybutylene or cast-iron plumbing; confirm copper or PEX installed
  • Obtain septic system inspection if not on city sewer; verify drain field condition

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$622/mo
Property tax (1.1% eff., Duval Co.)$110/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,024/mo

Loan $95,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DOORVINE REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Jul 6, 2026, 10:13 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.