Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$397,900

239 LYNNE Drive, Palatka, FL 32177, Palatka, FL 32177

Metes & Bounds

Price
$397,900
Beds / Baths
3 / 2
Living area
1,288 sqft
Year built
1980
Type
Residential
Lot
2.27 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
146

$309/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 90% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to peaceful country living in Putnam County! This immaculately kept and completely remodeled 3 bedroom, 2 bath home sits on 2.27 acres and features a functional layout with a private primary suite and private bath. The property includes a one car garage, two car carport, concrete block shed, two metal sheds each with its own travel trailer (trailers convey), an additional metal shed with carports on both sides, and a metal building set up as a party area. Fully fenced corner lot with a separate fenced garden area. HVAC new in 2025 and roof recently top coated. Survey available. Bring your horses, toys, and more, plenty of room to spread out. Don't miss this one!

What to check on this one

  • Verify flood zone designation and elevation certificate requirements for Putnam County.
  • Confirm mobile home title status, lien payoff, and transfer documentation.
  • Obtain roof inspection report—1980 home with recent top coat may need underwriting review.
  • Request HVAC warranty details and installation documentation for 2025 system.
  • Verify septic system capacity, inspection records, and drainfield condition for 2.27 acres.
  • Confirm all structures (sheds, carports, party building) are permitted and compliant.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,065/mo
Property tax (1.1% eff., Putnam Co.)$365/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,722/mo

Loan $318,320 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DUCK REALTY INC. Data via realMLS (Northeast Florida MLS), updated Apr 17, 2026, 1:29 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.