Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$74,900

396 STOKES LANDING Road, Palatka, FL 32177, Palatka, FL 32177

Metes & Bounds

Price
$74,900
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
1.07 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
145

Discover what dreams are made of and build your dream home on this beautiful 1.07-acre property (173' x 200') featuring a private 185' easement entrance for added privacy and seclusion. The seller has already completed valuable improvements including removal of an older home, clearing of the land, & sitework for a new build, saving you time and expense. Property includes a functioning well (with aerator), septic system sized for a 3-bedroom home, & power pole already in place, which all saves on extra costs/fees. An already established circular driveway and gated entrance provide convenience and privacy. This versatile property allows for site-built or manufactured homes and is surrounded by peaceful natural beauty. Zoned AG so bring your farm animals. Enjoy a tranquil setting just minutes from town, offering the perfect balance of privacy and accessibility for your future forever home.

What to check on this one

  • Verify well water quality test results and aerator maintenance history.
  • Confirm septic system capacity documentation and last pumping/inspection date.
  • Obtain survey showing 185' easement entrance, lot lines, and 173' x 200' dimensions.
  • Request utility company confirmation: power pole active, water/septic permit status.
  • Verify AG zoning allows your intended use; check Putnam County code restrictions.
  • Clarify flood zone status with county appraiser; obtain FEMA map confirmation.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$389/mo
Property tax (1.1% eff., Putnam Co.)$69/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$750/mo

Loan $59,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of IHEART REALTY INC. Data via realMLS (Northeast Florida MLS), updated Jun 9, 2026, 6:39 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.