$165,000
109 MERLOT Way, St. Augustine, FL 32084
Paloma
- Price
- $165,000
- Beds / Baths
- 2 / 3
- Living area
- 1,204 sqft
- Year built
- 2006
- Type
- Townhouse
- Lot
- 0.05 ac
- Garage
- 1
- HOA
- $440/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 100
- Elementary
- Crookshank
- Middle
- Murray
- High school
- St. Augustine
Charming Townhome with Private Garage & Great Curb Appeal! Welcome to this well-maintained townhome offering comfort, convenience, and low-maintenance living. This inviting property features a spacious driveway and private garage, along with a thoughtfully designed exterior showcasing clean lines and attractive architectural details. Step inside to enjoy a functional layout perfect for everyday living and entertaining. The home is ideally situated in a desirable community with easy access to shopping, dining, and major roadways. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this property checks all the boxes. Don't miss your chance to own this move-in-ready home!
What to check on this one
- Verify roof age and condition; 2006 build may need inspection soon for insurance.
- Obtain HOA docs: bylaws, financials, reserve study, any pending assessments beyond $440/mo.
- Confirm flood zone designation and get elevation certificate if in AE/VE.
- Request 4-point inspection (roof, HVAC, plumbing, electrical) for insurance underwriting.
- Review townhouse CC&Rs for rental restrictions if this is investment-focused.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $132,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of MARK SPAIN REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Jul 31, 2026, 4:25 PM.
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