Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$395,000

2840 WILD PINE Lane, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Cross Creek

Price
$395,000
Beds / Baths
4 / 3
Living area
2,051 sqft
Year built
2024
Type
Residential
Lot
0.18 ac
Garage
2
HOA
$8/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
146

$193/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 7% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this beautifully maintained home in the desirable Cross Creek community of Green Cove Springs. This 4-bedroom, 3-bath residence features a thoughtfully designed open-concept layout ideal for everyday living and entertaining. The kitchen offers an island, breakfast bar, and modern appliances, seamlessly connecting to the main living and dining areas. Additional highlights include split bedrooms, walk-in closets, smart home features, and a dedicated laundry room. Enjoy a covered screened patio overlooking a serene water view, perfect for relaxing outdoors. Community amenities include a clubhouse, pool, fitness center, and playground. Conveniently located near shopping, dining, and major roadways.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate for waterfront lot.
  • Verify CDD bond payoff amount and remaining assessment schedule.
  • Review Cross Creek HOA documents, CC&Rs, and rental restriction policies.
  • Inspect smart home system warranties and transfer requirements to new owner.
  • Confirm builder warranty coverage details and transferability.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,050/mo
Property tax (1.1% eff., Clay Co.)$362/mo
Homeowners insurance (est.)$292/mo
HOA$8/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,879/mo

Loan $316,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS ST JOHNS. Data via realMLS (Northeast Florida MLS), updated Jul 2, 2026, 12:59 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.