Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$895,000

2144 LAKESIDE Drive E, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Egans Bluff

Price
$895,000
Beds / Baths
3 / 2
Living area
1,868 sqft
Year built
1989
Type
Residential
Lot
0.93 ac
Garage
2
HOA
$22/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
42
Elementary
Emma Love Hardee
Middle
Fernandina Beach
High school
Fernandina Beach

Tucked away in the heart of Egan's Bluff, this one checks a lot of boxes and then some. Sitting on ALMOST AN ACRE with towering oaks all around, it feels like your OWN SLICE OF AMELIA ISLAND that the rest of the world hasn't found yet. This 3 bedroom, 2 bath home offers 1,868 square feet of living space but honestly, the outdoor living is where this property really shines. With that much land, you have all the room you need to create a one-of-a-kind backyard oasis that's completely your own. And the backdrop? A BEAUTIFUL WATER VIEW that's part of the Egan's Creek Greenway Preserve system so you're not just looking at water, you're looking at protected NATURAL FLORIDA AT IT'S BEST. **Wildlife**tranquility, and**views that no one can ever build on. Inside, vaulted ceilings give it that big, airy feel, and with all the natural light pouring in, YOU'LL NEVER WANT TO LEAVE... Some other updates include the primary bathroom with a jetted soaking tub and a walk-in shower. Fresh interior pain and a BRAND NEW 2026 ROOF mean the big stuff is already done. The garage has plenty of storage, and city water with septic keeps things simple and cost-effective. Here's what really makes this one special you're in Nassau County, so you're enjoying lower property taxes, AND you're just a short walk to the beach. *Nassau County Schools are RANKED #1 in the STATE OF FLORIDA that's not something you find just anywhere. No short-term rentals in this established neighborhood means your neighbors are actually your neighbors, the kind who wave when they see you and look out for each other. If you've been looking for a home with CHARM, SPACE & A SENSE OF COMMUNITY-THIS IS IT! Open House Sat 3-5pm(apr18th)

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for waterfront lot.
  • Confirm roof warranty details; roof installed 2026 — get installation receipt and specs.
  • Request septic system inspection report and maintenance history from seller.
  • Verify city water service active; confirm septic system is permitted and functional.
  • Obtain HOA/property covenants docs; confirm no rental restrictions if investment intent.
  • Check Nassau County property appraiser for any code violations or outstanding liens.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,644/mo
Property tax (1.1% eff., Nassau Co.)$820/mo
Homeowners insurance (est.)$522/mo
HOA$22/mo
All-in monthly (est.)$6,008/mo

Loan $716,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FERNANDINA BEACH REALTY. Data via realMLS (Northeast Florida MLS), updated May 19, 2026, 9:20 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.